POLICE ARREST AND YOUR LEGAL RIGHTS

In the context of the phrase “innocent until proven guilty,” it’s clear that the prosecution in India bears the burden of proof in proving any allegation. An accused cannot be considered a criminal until and unless he or she is proven guilty. Every citizen in India is presented with certain rights that are absolutely fair…

AYUSHMAN BHARAT YOJANA- LEGAL ADVICE GURU

Ayushman Bharat Scheme- Does it Guarantee Health Care?

What is the Ayushman Bharat Scheme?  The Ayushman Bharat Scheme, launched by the Centre in September 2018. The government health insurance scheme covers most medical treatment costs and offers cashless hospitalization services through the Ayushman Bharat Yojana e-card. Touted as one of the world’s largest health insurance schemes, approximately 50 crore beneficiaries are eligible for…

Query: I had taken a loan of ₹ 5 lakhs from a private financer. At the time of advancing loan, the financer had also obtained security cheques from me. Although, the loan amount with interest has been repaid, but the financer did not return the security cheques. He misused the same by filing a false case under Negotiable Instruments Act. How should, I defend myself.

Answer: Issuance of security cheques is a good defense which is also legally acceptable. But, you have to prove that  the cheques in qestion were given by way of security and the same have been misused by the complainant. As there is a presumption under section 139 of Negotiable Instrument Act that there exists a…